This is NOT about BITCOIN
Don’t listen to “us”
listen to what the following are saying, on “their” websites:
Chairman of The SEC (Securities & Exchange Commission)
The Vice-Chair of the US Federal Reserve
Larry Fink, CEO of Blackrock ($12 Trillion assets under management)
The IMF (International Monetary Fund)
20 of the world’s largest banks like Citi Bank, JP Morgan Chase, Lloyds Bank UK etc. etc.
Global Central Banks: Bank of England, The Federal Reserve, The European Central Bank (ECB)
The BIS (“THE” Global Central Bank of all The Global Central Banks, based in Switzerland)
The European Union
The World Bank
The DTCC (They process “every” stock trade, “every” night in the USA , $Quadrillions per year)
The NASDAQ
Visa & Mastercard
Google, IBM, Oracle and many more….
Their words, The Federal Reserve, not ours: ………“We are at the beginning of a seismic change, a fundamental transformation of the entire global financial system”………
……..”Fundamentally transform the way we live, work & interact in society”…….. The Federal Reserve !
…….”a generational opportunity”………. The SEC, their words !
The SEC & The Federal Reserve are not normally known for such public comments on commercial matters, this is no normal matter
This is new software, this is NOT Bitcoin
However Bitcoin, despite what anyone thinks about it, was built on this new software called Blockchain, and it works great, so great that all the global financial systems are quietly being rebuilt with it
According to all the above institutions, Blockchain will revolutionize the entire global financial & software industry. If you click the links to all the major global financial institutions, their own websites, their words, you will witness what’s happening, in the background, hidden in plain sight
(links to their comments from their own web pages here)
This is potentially bigger than the internet itself, we are investing in it, we are NOT financial advisors, we are crypto educators
This truly is not about Bitcoin, this is knowledge for investors who wish they would have bought Bitcoin in 2013 @ $100, its almost $100,000 today
Every statement on this website is backed up with links to the largest global financial organizations
“I only invest in that which I understand” We hear this all the time and this topic is complex
We help investors & wealth managers understand this topic so they can make informed investments
Chairman of the SEC
Vice-Chair of the Federal Reserve
Michelle Bowman, Vice-Chair of the US Federal Reserve said in August 2025 “We are at the beginning of a seismic shift in the way we think about money, value, and the fabric of our financial system, what we are witnessing has the potential to fundamentally transform the way we live, work, and interact in society.
What’s going on ?
This truly is not about Bitcoin, nor is this about the 100s of copy-cat coins called Meme Coins
It is about a new form of software that “Bitcoin was built on”….called “Blockchain”
You could argue Bitcoin is a scam, a Dutch Tulip Scheme, a Ponzi Scheme or Digital Gold
However, there is no argument, no disagreement, no controversy, it’s settled science….that Blockchain works and has been proven over 15 years with Bitcoin
Not only does blockchain software work, it renders our entire global financial system obsolete, hence all the interest from the above institutions
This topic is not new but it is VERY early, hence the investor interest
The following real world example makes the point, reduce the payment time of $Trillions from days to seconds, reduce the fees from over 3% to 0.0002%
This is truly mind-blowing, seismic, tectonic & fewer than 1% are aware of this, even fewer understand it - its complex
“I only invest in that which I understand” - EDUCATE , the goal of this website is to explain so a 12 year old can understand
Example:
Walmart today needs to pay a Chinese manufacturer, the current system takes 3 to 5 days for cross-border payments to complete (settle) using SWIFT messaging & costs 3% in fees. This is the reality of our current financial system
SWIFT announced a new blockchain payment system that will complete (settle) the above transaction in 3 to 5 SECONDS at a fee of 0.0002% using this one aspect of Bitcoin - but not Bitcoin itself
This is truly a revolution in the global financial system, not only significantly faster and less cost but there are $billions tied-up daily in “Nostro” accounts, money that banks place in other “Correspondent” banks, in other countries & currencies, sat dormant, waiting to enable these 3 to 5 day transactions
This example is “one of thousands” of similar use-cases
Bitcoin is a “digital” currency, it is built on software called “Blockchain”
Whether Bitcoin goes to $zero or goes higher can be argued elsewhere
Whether Bitcoin is for real, good, bad or indifferent, can be argued elsewhere
What is 100% settled science is the use of Blockchain Software, a proven accounting & book-keeping system, perhaps more secure than the old, significantly: faster, more efficient and less expensive….by an order of magnitude
There is much more to consider, Cross-Border Payments & Currencies are but two of many capital markets. Other capital markets include Real Estate, Stocks, Bonds, Mortgages & so forth
All global capital markets are measured in $ Quadrillions, many are reviewing, and in several cases now deploying, blockchain
This is a tectonic shift in the entire global financial system, its happening now based on proven blockchain methods
It is still early and not widely recognized nor understood, this will far exceed the scope of Bitcoin
This is like an investor being introduced to Bitcoin, not at its beginning in 2009, but say in 2013 when it was $100 and growing. Today it is close to $120,000
The number & quality of traditional global financial institutions, listed in the “Who Agrees” Section, & involved in this movement, is simply eye-opening & staggering
The above new system is achieved with utility crypto coins which use a form of blockchain, so it is indeed a “crypto coin” or a “crypto token”
However the key word is “utility”, meaning the coin actually does something, provides some function beyond currency
Recall this is software, in the above example of Cross-Border Payments the “coin” has software baked-in to the Blockchain to provide the utility or functionality required for instant settlement of cross-border payments (it’s complex, a very different model, more on this in the Education Section)
In this new world, what we think of as money & transactions, now has function tied-in to the transaction as well, both software & data (more on this later)
This explains why one utility coin is designed for and used by Walmart for $m cross-border payments while a different utility coin is designed for $1 micro-payments, a kid in Africa wants to pay a friend. Clearly the utility, and therefore the software, is different, which requires different “coins”
UtilityCryptoCoin.com is a service to provide substantive 3rd party news, articles, whitepapers, publications & education from the world’s largest financial institutions & press to show-case what’s happening
UtilityCryptoCoin is also a service to educate investors which “Utility Coins” are participating in this tectonic shift (coming soon). Bitcoin is not one of them, nor are the hundreds of other “meme” coins or Bitcoin look-a-likes. We focus on the new breed of Utility Coins or Tokens that are forming the new infrastructure or new “Rails” and can be purchased today at low prices, for now